Why Thriving Numbers
Your Complete Financial Partnership—From Daily Clarity to Strategic Growth
The Full Spectrum of Financial Expertise
“When people can focus on what they do best, they’re empowered to thrive—and thriving individuals build stronger communities and a better world.”
Most businesses outgrow their bookkeeper or can’t afford a full-time CFO. At Thriving Numbers, you don’t have to choose. We provide seamless financial partnership that scales with your needs—combining precision bookkeeping with strategic CFO advisory when complex decisions require it.
Whether you need clean monthly books, QuickBooks expertise, or high-level guidance on cash flow, financing, or growth strategy, you have access to the right expertise at the right time.
This isn’t just a nice sentiment—it’s the driving force behind everything we do. When we handle your bookkeeping with precision and care, you gain back precious time and mental energy to focus on what you do best: growing your business, serving your customers, and living your life with confidence.
Tiffin Howard, Founder & Lead Bookkeeper QuickBooks Certified ProAdvisor
Based in El Dorado County, California, Tiffin serves small businesses nationwide through secure virtual delivery. With 20+ years in accounting and 15 years as an educator, she specializes in monthly bookkeeping, QuickBooks Online optimization, and financial reporting.
Tiffin’s teaching background means she doesn’t just manage your numbers—she ensures you understand them. Her expertise includes monthly reconciliation, cleanup projects, system streamlining, and transforming financial chaos into actionable insights that drive business growth.
Key Expertise:
– Monthly Bookkeeping & Reconciliation
– QuickBooks Online Setup & Training
– Financial Reporting & Analysis
– Cleanup Projects & System Optimization
Dan Carraher, CPA (Ret.), MBA CFO Advisory Partner
With 40+ years as CFO and CPA across public and private industries, Dan provides strategic financial leadership when complex decisions require it. His experience spans insurance, manufacturing, technology, retail, real estate, and energy sectors.
Dan spent 15 years as adjunct faculty teaching graduate and undergraduate accounting, bringing the same clarity to financial strategy that Tiffin brings to bookkeeping operations. He specializes in systems, operational management, and guiding businesses through financing, mergers, acquisitions, and strategic growth.
Key Expertise:
– Strategic Financial Planning & Analysis
– Budgeting, Cash Flow & Financing Strategy
– Systems & Operational Management
– Mergers & Acquisitions
– Multi-Industry CFO Experience
What clients say
Google review · 5 stars
I can't recommend Tiffin at Thriving Numbers enough.
From our very first connection call, I knew she was someone I wanted to work with. Her kind, calm demeanor immediately put me at ease, and her professionalism, confidence, and expertise made it clear that I was in good hands.
Tiffin is incredibly organized and proactive. I rarely meet someone who is more “on it” than I am, but I truly think I've met my match. She is articulate in her communication, consistently delivers on her promises, meets every deadline, and always follows through.
Beyond her technical expertise, she makes herself available when I need support and takes the time to explain things in a way that I can easily understand. As a business owner, that level of partnership is invaluable. No question is ever too small, and I always walk away feeling more informed and confident.
What sets her apart is that she doesn't feel like an outside vendor, she feels like part of my team. She advocates for me as a business owner, provides guidance when I need it, and genuinely cares about the success of my business. I know she is right there beside me, helping ensure that my business is thriving and growing.
I also deeply respect that Tiffin knows her value and the value her expertise brings to a business. She leads with confidence, integrity, and professionalism, and it shows in everything she does. She is nothing short of impressive in every aspect.
Working with Tiffin has been one of the best investments I've made in my business. I wouldn't trust anyone else with my books, and I recommend her every chance I get.
Ready to Experience the Thriving Numbers Difference?
Whether you’re behind on reconciliations, overwhelmed with transactions, or ready to scale to the next level, we are here to help you make informed decisions, gain back your time, and finally thrive—without the stress.
Your success is our mission. Let’s build something amazing together.